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Miscellaneous Professional Liability Coverage

Competitive professional liability coverage and instant quoting and binding for over 40 professional classes.

Program Qualification:

  • Small firms with up to $500K in annual revenue ($250K in CA and WA).

  • $250K, $500K and $1M limits options.

  •  Premiums starting at $300.

  • Admitted offering 41 states. Not available in AK, HI, NV, and VA.

Standard coverage under the policy

Covers damages owed to third parties due to errors in the Insured's work. Financial loss only. Policy does not cover bodily injury or property damage. 

Eligible Classes

  • Advertising and Creative*

  • Arbitrators and Mediators*

  • Auctioneers

  • Administrative Assistants

  • Beauticians

  • Bookkeepers

  • Call Centers

  • Claims Adjusters

  • Consultants

  • Event and Meeting Planners

  • Market Research*

  • Per Training and Grooming

  • And more!

*General liability coverage up to $500K per claim/aggregate limits also available for these classes.

Draftrs Insurance: Professional liability coverage for today's professional service firms

Draftrs specializes in professional liability insurance for small business professional service firms and the agents that serve them. Get affordable coverage from a Top A Rated Carrier* in minutes, without worrying about paperwork, or overpaying for insurance.

Carrier: Markel Insurance Company and Hanover Insurance Company

Design Professionals Professional Liability Coverage

Draftrs offers competitive professional liability coverage for most design professionals and project types. The A&E product is available in all states. The following are some of our coverage highlights.  

Standard coverage under the policy

Bodily injury, property damage and financial loss covered to full policy limits. No exclusion or sublimit on bodily injury, property damage or financial loss.

Subpoena assistance and pre-claims reporting providing  up to $5k additional limits, not subject to deductible, to assist with subpoena response.

Contigent and contractors pollution coverage for pollution events arising out of your professional services. This includes any drilling, excavation, sampling or construction activities necessary to performing your professional services.

Joint venture participation coverage covering the Insured's professional services when performed as a joint venture partner. Does not cover the joint venture itself. 

Draftrs cover

  • Architects

  • Civil Engineers

  • Construction Managers

  • Electrical Engineers

  • Interior Designers

  • Land Surveyors

  • Landscape Architects

  • Mechanical Engineers

  • Technical Consultants

Program Summary

  • Small design firms up to $1M in annual revenue 

  • 6 month and 12 month policy terms

  • $500k, $1M and $2M limit options

  • Premiums starting at $400

Loved by architects, engineers, design professionals, and their brokers

*Rating as of September 15, 2021. A.M. Best ratings are under continuous review and subject to change, please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company. Terms and conditions for rate and coverage may vary by state and application. Insurance and coverage are subject to availability and qualifications and may not be available in all states.

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