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First Business Insurance 

First Business Insurance

First Business Insurance

First's program focuses on insurance and risk management designed exclusively for

small businesses.

You can quote and bind General Liability.

  • A.M. Best Rating: A-Excellent

  • Carrier: Accelerant National Insurance Company

  • Renewals: Automatic

  • Direct Bill

First Features

  • Risk Management Dashboard

  • 24/7 Self-Service Tools for Agents & Brokers

  • Rate, Quote, Bind in Minutes on self-service portal

  • U.S. based service center available Mon-Fri 9 am-7pm EST

  • Direct bill with credit card payments

Resources

GL Reference Guide

FAQ

GL Retail

GL Land Lawn

GL Personal Care

GL Building Premises

GL Food Hospitality​

Next Insurance Appetite Guide
Next Insurance Appetite Guide
Coverage Features

  • Waiver of Subrogation When Required by Contract

  • Blanket Additional Insured When Required by Contract (CG2033)

  • Primary/Non-contributory Wording When Required by Contract

  • $0 Deductible

Next Insurance Appetite Guide
Next Insurance Appetite Guide
Next Insurance Appetite Guide
Next Insurance Appetite Guide
Next Insurance Appetite Guide

Highlights

  • 10-Unit Max

  • 5 Class Codes Max on One Policy

  • 36 Ft. Max Height

  • 6 Ft. Max Depth

  • General Contractors are Ineligible

  • Automatic Primary and Non-Contributory Wording When Required by Contract

  • Automatic wavier of Subrogation When Required by Contract

  • Single Additional Insured Available for $50

  • Lost key Coverage Endorsement Offered on Janitorial and Locksmith Risks ($5k limit)

Coverage is currently available in the states in green
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Industries Served

  • Architects & Engineers

  • Building or Premises (Lessor’s Risk)

  • Clerical Office

  • Consulting

  • Artisan Contractors

  • Design & Marketing

  • Education & Training

  • Food & Hospitality

  • Janitorial Services

  • Landscaping & Lawn Care

  • Manufacturing

  • Personal Care

  • Retail & Wholesale Stores

  • Technology Professionals

  • Transportation & Logistics

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Ready To Quote?

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