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How to Get a Non-Resident Insurance License?

Looking to get your non-resident insurance license? It might sound complicated at first, but it’s actually pretty simple once you know what to expect. Whether you're expanding your business across state lines or starting fresh, this guide will walk you through the basics.


What is a Non-Resident License?

A non-resident license allows you to sell insurance in a state where you’re not a resident. Let’s say you live in Texas but want to sell insurance in Florida. Instead of having to move, you can apply for a non-resident license to legally operate in Florida without being a resident there.


How Much Does It Cost?

There’s a small fee to keep in mind when applying. Here's a breakdown:

  • $5.60 transaction fee: This is charged for every application.

  • State fees: Each state has its own licensing fees, so be sure to check the rules and requirements for the state you’re applying to. These fees vary depending on the state, so do a little homework before you apply.

Tip: Check out the NIPR website for more specific state-by-state information! 📌


What Do You Need to Apply?

Applying for a Non-Resident License isn’t as daunting as it sounds. Here’s what you’ll need:

  • License Number or National Producer Number (NPN): If you’ve been licensed before, you can use these.

  • Social Security Number (SSN): If you’re a first-time applicant, your SSN will be required instead of a License or NPN.

  • Date of birth: If you're applying as an individual, this is necessary.

  • Applicant and license type: You’ll need to clarify which type of license and residency you’re applying for.

  • Payment method: You can pay the fees electronically using Visa, Mastercard, AMEX, or even an electronic check.


How to Apply Online 🚀

Luckily, applying for your Non-Resident License is super easy and can be done online. Here’s how:

  1. Go to the NIPR website: Start by heading over to the NIPR Licensing Center.

  2. Fill in the details: You’ll be asked to provide the information we mentioned earlier (NPN, SSN, DOB, etc.).

  3. Choose your state: Make sure you know the requirements and fees for the state where you're applying.

  4. Submit payment: Use your preferred payment method to cover the transaction and state fees.

  5. Review and submit: Double-check all your info and hit submit! You’ll usually hear back pretty quickly with next steps or confirmation.



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